Feeling Down? Here Are 20 Products That Can Help Boost Your Mood Instantly

We talk a lot about ways to boost your mood because having a random bad day here and there or feeling a little extra stressed is a part of being human. But just because we all get bad days sometimes…

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Want An Easy Fix For Your Eligibility Criteria For Home Loan For Salaried Person?

Home loans are a very popular loan product in the loan segment. These loans are in the nature of term loans and are provided by banks as well as Non-Banking Financial Companies (NBFCs) and Housing Finance Companies (HFCs). The eligibility criteria set for home loans are dependent on many factors that determine the eligibility of the applicant.

Here are some of the common eligibility criteria for home loan for salaried person are mentioned below:

Eligible Age — The applicant’s age should be minimum 24 years and maximum 60 years at the time of applying for a home loan if the applicant is a salaried employee.

Eligible Income — Salaried applicants should have a minimum monthly income of ₹25,000 per month in a metro city, and a minimum monthly income of ₹20,000 in other cities.

Minimum Loan Amount — The salaried applicants can avail a personal loan starting from ₹100,000, based on their eligibility.

Maximum Loan Amount — The salaried applicants can avail a personal loan up to ₹35 Crores, based on their eligibility.

Co-applicant — Not mandatory, but only immediate family members can apply as a co-applicant.

Employment — The salaried employees should have a minimum of 2 years of total work-experience, and at least 6 months in the current company.

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